providian credit card put my bill in collections

This will surely increase the credibility of your complaint. They have a website that list a single email address, but no physical address or phone number. Check your credit report at least once a year to reduce any surprise calls from collections, Eweka says. I did not agree to any amount as this is not my debt. No fee for additional employee cards. Close. Never pay a judgment unless you immediately get in return a signed and duly notarized 1) General Release and 2) Satisfaction of Judgment. My credit report is clean. 10 yrs online! Real debt collectors will accept normal, trackable payments (e.g., check, traditional credit card, etc.). I receive a notice from a collection agency that I owe Providian National bank $2222.11. You can say something like, Is there an option to settle this debt? I blocked the number and have reported his business. And although laws vary state by state, collections agencies are generally not allowed to use unfair practices like adding fees and interest on top of what you owe (since they're already making a profit from it), nor can they threaten to take your property through illegal means. You can reach us on our office telephone (386-444-3032),by fax (888-990-1460)or by clicking here to send us an email message. Collection Agency's: Providian Credit Card Nationwide. You can do this yourself, even though . I just got off the phone with a collection company that is attempting to collect the balance of a settlement agreement I made with Providian National Bank over SEVEN YEARS ago! At this point, your creditor is cutting its losses and is no longer involved. Editorial Note: We earn a commission from partner links on Forbes Advisor. Providian Financial Careers and Employment | Indeed.com Presumably. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. It will likely report it as partial payment rather than paid in full, but make sure you know before you agree. can get debt collectors off your back and put you on the path to restoring your credit and reclaiming your finances. We called and another female operator confirmed my mom's name and birthday. Read more:These newlyweds paid off $21,000 in credit card debt by following their own ruleshere's exactly how they did it. If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. as international agents for identifaction of unawarded cash prizes, we are pleased to advise you that on 5th july the report documentation containing guaranteed prize and award information totalling 735, 300, 00 gbp src, po box 12956 kansas city ks [protected] usa, Two days ago my bank account was levered for a 9 year old 5000.00 debt owed to Providian. However, this does not influence our evaluations. At the time it was sold, the Providian Bank had more than 10 million card holders. Submit a complaint and get your issue resolved. All times are GMT-5. They said they had left it at the front door. Settle the debt for less than you owe. And before you enroll in any type of financial assistance, considerwhat's best for your situation. Our opinions are our own. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Don't lose the ability to defend your case properly! If you've recently lost your job or incurred an unexpected expense such as a medical bill, there are resources to help you juggle debt repayment. This is a reality for millions of Americans. If the agency is unsuccessful, your creditor sells your debt to a collections agency (sometimes known as a debt buyer) for pennies on the dollar. We believe that a truly successful business puts customers first. They are saying I owe $26, 365 but would accept $8, 081. to settle . The collection agency would give me no information other than the name of the company they were working for. I'm glad I was on the phone with my elderly mom as this is unacceptable. Providian Financial Sucks - They will pay. Oh yes, they will pay Johndowning01@gmail.com If you find yourself in this situation, know you can seek free legal advice and/or pro bono counsel by looking up nonprofit legal aid organizations in your state. Never attempt to "scam the scammer." If you leave it unpaid it will fall off eventually but will hurt worse in the long run. All Rights Reserved. They told me they will continue to harass me until i pay the debt in full. I want this to go away. Credit Target. I have never had a credit card from Providian nor have I ever received a Statement from them, never heard from a collection agency until now and there is no record of Providian Bank on my credit reports from Transunion and Experian or Credit Karma. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. This means a collector cannot sue you for a debt that is older than a certain number of years, which the CFPB says ranges from three to six years, depending on the state. VERY IMPORTANT: send all this to Providian by CERTIFIED MAIL! And through our passion for real estate, we take care of our owners' properties like our own. Business Credit Cards. I, personally, choose to "clear" my debt by paying debt owed, not by wrangling about FCRA and FDCPA avoidance of non-payment implicatons. If the debt is close to the end of the limitations, the collector might be more willing to negotiate with you. We earn a commission from affiliate partners on many offers and links. wel we just got one of these people calling an old address . So now I have to go to court and answer their complaint and show up at a hearing on 12, 13/17 taking 2 days off of work. good god our country is doomed. I do not have knowledge of this account. Ive called several different numbers for providian and no one seems to know what Im talking about. Ignoring a lawsuit over a delinquent debt puts your wages, bank account or property at risk. I have been doing research on this bill and it was sold to Great Seneca which along with Providian is defunct. They continued calling, stating that I needed to contact the Law Office, but no Lawyer name, and I would not answer the phone. Providian Visa Platinum Card - Online Application - Finance Globe They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. Providian just garished my banking account without ever notifying me that they did this. But in case you are among the 1 in 3 Americans with delinquent debt, it's worth knowing how debt collection works, understanding your rights and how to get help when you need it. highland height. A large majority of debt lawsuits (over 90%) are against individuals who don't have legal representation. I am not going to send mone to someone i do not even know. Select spoke withShelly-Ann Eweka (CFP, ChFC), a wealth management director at TIAA, who shares everything you need to know about debt collections. After evaluating the debt and coming up with a plan, its time to contact the collections agency. "Remember that the amount of debt forgiven may be taxablewhen you file your tax return," advises Eweka. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. In any case, the scammer will use all sorts of techniques to get you to . However, you have no obligation to use their services. What does providian mean? - Definitions.net Now, Chase is reporting the same account. This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. I never had credit with them. What happens if you ignore a debt collector? They guy was sooo rude & said that he advises me to get a lawyer. providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though.

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