Hi Robert Thank you for your message. All Rights Reserved | Privacy Policy, Independent Review of the Sammons LiveWell 10 Year Fixed Index Annuity, Independent Review of the Athene Agility 10 Annuity Pros and Cons Explained | Updated April 2020, We use cookies to enhance your experience while using our website. Financial professionals will be paid a commission on the sale of an annuity. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Retire in 10 Years. The Agility 10 is not a great annuity if your objective is safe accumulation. So without further ado; let us dive into our Athene Agility 10 Review. Product features, limitations and availability vary; see the Certificates of Disclosure for details. 10%, Agility 10 Allianz 222 (222) Inital Premium10%,, Account ValueInitial Premium,Agility 10. . First, the Athene Agility guarantees a higher amount of lifetime income if we had an extended time of poor performance in the market indexes. Annuity and Insurance Agency 1050 Crown Pointe Parkway Atlanta, GA 30338. There are many different factors that you should consider prior to making a long-term commitment to purchasing an annuity. Values shown are not guaranteed unless specifically stated otherwise. . ATHENE AGILITY. These complaints have centered primarily around administrative issues related to one of the companys third-party subcontractors. Athene describes the Agility 7 annuityas a fixed indexed annuity for income with agility.. It's Open Season for Roth Conversions - Make Sure You're Hunting for Them The illustration is not valid without all 18 pages and the statement of understanding. This companys life insurance offices are based out of Delaware, Iowa, and New York. Ill wrap up my Athene Agility 10 review with some final thoughts. Please limit your response to 150 characters or less. Therefore, it is really important that you first discuss your needs with an annuity professional who can help you with sorting all of the intricate details. However, there are a few areas to keep in mind that could cost you, if youre not careful. It has a participation rate and capped index crediting strategies as well as a fixed-interest option. We can assist you with that by running it through our annuity calculator, using your specific financial figures. You can withdraw up to 100% of your annuitys Accumulated Value if the Annuitant is diagnosed with a Terminal Illness that is expected to result in death within one year and you meet the eligibility requirements. Yet at the same time, historically low interest rates in the U.S. over the past ten years or so have not provided investors anywhere near the returns they need in order to beat or even meet future inflation. Our primary mission here at Annuity Gator is to help you find the best annuities available, and to guide you towards the one (or ones) that fit your specific needs, and away from the ones that dont. This versatile product includes a built-in Income and Death Benefit rider at no additional charge. I did notice a possible error. The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: This product can also provide an opportunity for individuals who have various health issues (and in turn, who may not qualify for a traditional, standard life insurance policy) to secure death benefit protection through the annuity. Kiara Caudill California License: 4109080. Please see the Certificate of Disclosure for moreinformation. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. This is an excellent annuity but it is really designed for income later. In order to lure you into giving your information, they will often make some pretty outrageous claims about the annuities that they offer, such as: Yet, as nice as these claims might be, this hype makes it even more necessary for you to make sure that the claims are actually true before you move forward and commit a large percentage of your money to such products. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. So, if you felt that this review was helpful, please feel free to pass it along and share it with anyone else whom you think could also benefit from it. This holds true (somewhat) with the Athene Agility 10 year fixed indexed annuity. But even so, the only way to really know if the Athene Agility 10 annuity is right for you is to have it tested. This is an excellent annuity but it is really designed for income later. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Alternatively, this particular annuity may not be an ideal fit for you if you: In order to truly get an idea of whether or not a fixed indexed annuity such as the Agility 7 from Athene is right for you, click here so that you can access our free annuity buyers report. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Over the past few years, Athene has received a number of customer complaints through the Better Business Bureau (BBB). That being said, if youve been seeking more in-depth details about the Athene Agility 10 annuity, you have certainly landed in the right place. This is best done via phone (as versus sending sensitive information back and forth via email). So, be sure to check back soon and regularly to see all of our new and updated annuity reviews. When considering the Athene Agility 7-Year Fixed Indexed Annuity, though, you can be confident that the principal you have in the account is safe, regardless of what happens in the market or even in the economy overall. It may even have been your attendance at that event that has led you online, on a quest for more information. Annuity Gator, Your email address will not be published. You can selectively provide your consent below to allow such third party embeds. My Annuity Store, Inc. All rights reserved. Annual Point to Point #2. In addition to possible surrender charges, there can also be some other fees involved if you own the Athene Agility 10 Year Fixed Indexed annuity. If you plan to turn this portion of your portfolio into a lifetime income stream, Agility 10 is quite possibly the best option available (Allianz 222 also gets consideration). Thank you for pointing that out. Athene Agility 10 is a 10-year fixed index annuity that boasts a free income rider with 2 options available at the time of issue. Annuities are distributed by My Annuity Store, Inc. In this case, for instance, there is no added cost for the income rider. The Allianz 222 was allocated as follows: 25% S&P 500 Monthly Sum with 1.5% monthly cap. An in-depth look at performance-based & Guaranteed options. The Athene Agility 7 FIA I believe offers a 20% bonus not a 25% as your article states. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. And, if you have any additional questions, please contact us directly via phone, toll-free, at (888) 440-2468. an interest bonus resulting in a credit of 150% of any interest you earn from your chosen allocations. 4This benefit is NOT long-term care insurance nor is it asubstitutetherefore. All content is for educational purposes only. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. https://annuityassociation.comathene agility - athe. Products not available in all . Also, as with most other annuities, if more than 10% of the contracts value is withdrawn during the surrender charge period, a withdrawal charge penalty will be incurred. As with other fixed indexed annuities, the Athene Agility 10 annuity offers the opportunity for market-linked growth, but without worry about losses in a market downturn. Athene Ascent Pro 10. We realize that this annuity review ran a tad bit on the long side, however, we feel that providing you with too much information is far better than not giving you enough. Annuity Gator, We are looking for a place to park $400k for 7-10 years. We have made the necessary edits to the article. It is not a recommendation to purchase or to sell an annuity. With all of the media hype today which includes countless numbers of financial gurus telling you what to do online, on TV, and anywhere else you can get a satellite signal it can be difficult at best to cut through all of the clutter. However, because there are so many moving parts on fixed indexed annuities, you really need to take a deeper look into how the components of these annuities work, because typically, they arent always a walk in the park when it comes to generating the returns you are anticipating. If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. Confinement must begin after the first contract year. But, due in large part to the increased number of new-fangled products that are being pushed out into the market by insurance companies each trying to outdo the other these particular annuities can also be extremely confusing. The Allianz 222 is a 10-year fixed index annuity with a guaranteed lifetime withdrawal benefit rider (GLWB) included. Annual Withdrawals. Therefore, if you happened to notice if there were any details within this review that should be revised, please let us know that too, and we will be glad to make the necessary updates to it. Weve been creating annuity reviews for quite some time now far longer than our competitors have although many of them would like to have you think otherwise. This in no way affects the quality, stability, or the strength of the Athene annuity products.
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